What’s really happening in the Tampa Bay housing market right now? Is it a buyer’s market, seller’s market, or something in between?
In this data-packed episode of Tampa Home Talk, Katrina Madewell breaks down the real numbers behind Tampa Bay real estate for Quarter 1 of 2026 using current market statistics across Hillsborough, Pasco, Pinellas, and Hernando counties. From home prices and inventory levels to absorption rates, short sales, pricing strategies, and luxury market trends, Katrina explains what the data actually means for buyers, sellers, investors, and homeowners in today’s shifting market.
Whether you’re thinking about selling, buying, relocating, investing, or simply trying to understand where the Tampa market is headed, this episode gives you the insight most consumers never hear explained clearly.
Topics Covered:
• Tampa Bay real estate market update for Q1 2026
• Median home prices and average sales prices explained
• Why homes are taking longer to sell
• Current absorption rate and what it means
• Seller’s market vs buyer’s market explained simply
• Why pricing strategy matters more than ever
• Inventory trends across Tampa Bay
• Cash buyers vs financed buyers
• How long homes are sitting on the market
• Luxury home market trends over $1 million
• Why some sellers are facing short sales in 2026
• Hyper-local pricing strategy tips from a top Tampa Realtor
• What homeowners need to know before listing
Katrina also explains how experienced agents use real market data, not guesswork, to strategically price homes and position sellers for success in today’s evolving market.
If you want a personalized market analysis for your specific neighborhood or property, reach out directly to The Madewell Group.
📞 Call or Text: 813-377-2775
📍 Tampa Bay Real Estate Expert
🎙 Hosted by Katrina Madewell | Tampa Home Talk
Remember: Love where you live… or let Katrina fix it.
Katrina Madewell sits down with Dr. Adam Boudreaux of Tactical Construction Group and Tactical Roofing Company to break down one of the most misunderstood parts of buying and selling a home: the difference between a 4-point inspection and a full home inspection. They cover what really matters, what gets overstated, how inspections affect insurance and negotiations, and how buyers and sellers can make smarter, less emotional decisions.
Topics:
The difference between a 4-point inspection and a full home inspection ‣ Why inspection reports often sound more alarming than they are ‣ Which issues are true red flags vs. normal wear and tear ‣ How 4-point findings can affect insurability ‣Common mistakes buyers make after receiving an inspection report ‣ How sellers should handle repair requests strategically ‣When inspection items are being overstated ‣ Why the right professional interpretation matters before making decisions ‣ How to focus on safety, function, and insurance, not panic ‣ Smart ways to negotiate repairs without killing the deal
Guest Info
Dr. Adam Boudreaux Dr. Adam Boudreaux is a Native Floridian, 100% service-disabled U.S. Air Force veteran, and experienced construction professional serving clients across Tampa Bay. He served 9 years on active duty, including 3 deployments during the First Gulf War, and brings a rare combination of military discipline, leadership, and real-world construction expertise. His background includes nationwide commercial construction, federal project management, and overseeing statewide construction and maintenance operations. Dr. Boudreaux holds a Bachelor’s in Business, an MBA, and a Doctorate in Leadership & Organizational Development. He is the owner of Tactical Construction Group and Tactical Roofing Company, which he operates alongside his wife, Pamela.
Host Info
Katrina Madewell Katrina Madewell is a longtime Tampa Bay real estate expert, radio host, and passionate advocate for homeownership. As the host of Tampa Home Talk, she helps listeners make smarter decisions about buying, selling, investing, financing, and protecting their homes. Katrina is known for her practical advice, strong market knowledge, and commitment to helping clients build wealth through real estate. Her mission is simple: help people love where they live — and if they do not, help them fix it. Call / Text: 813-377-2775 Website: tampahometalk.com
Additional Resource
Erin Dunnavant, Esq. Insurance Attorney | D&D Law Helping homeowners navigate insurance claims, disputes, and coverage issues across Florida. (813) 906-1841 Erin@danddlaw.com
Need help understanding an inspection report, preparing your home for sale, or making a smarter buying decision? Reach out to Katrina Madewell and the Tampa Home Talk team at 813-377-2775 or visit tampahometalk.com.
Hosted by Katrina Madewell “Love where you live… or we’ll fix it.”
Video production by: Dr. Scarlett Smash, Absolutely Smashing www.absolutelysmashing.com
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Short-term rentals are everywhere in today's market — but are buyers actually protected when they purchase a property under the assumption it can be used as an Airbnb? In this episode, Katrina Madewell sits down with Danielle Evans of Gateway Appraisal Services to unpack one of the most misunderstood risks in Tampa Bay real estate: buying — or marketing — a property as a short-term rental when it simply isn't allowed. What you'll learn: - Why "great Airbnb opportunity" in an MLS listing can be a legal and financial landmine - How HOA rules, city ordinances, and zoning restrictions are three completely different layers — and all three must be verified - Why appraisers like Danielle cannot use STR income in their valuation unless the use is legally permitted - The financial, legal, lending, insurance, and reputation risks buyers and agents face - Real red flags to watch for before you ever make an offer - Actionable steps to protect yourself — in writing Key takeaway: "Don't buy potential income — buy confirmed use." Whether you're a buyer, seller, investor, or agent working the Tampa Bay market, this episode could save you from a very costly mistake. Visit TampaHomeTalk.com | Call or text Katrina at 813-377-2775
Guest: Danielle Evans | Gateway Appraisal Services Host: Katrina Madewell | The Madewell Group at Real Broker Show: Tampa Home Talk | TampaHomeTalk.com ───────────────────────────── IN THIS EPISODE ───────────────────────────── Katrina and Danielle walk through the hidden risks that come with buying or marketing a property as a short-term rental — and why the assumption that a property "can be Airbnb'd" is one of the most dangerous assumptions in today's market. ───────────────────────────── KEY TOPICS COVERED ───────────────────────────── • Why agents advertising "Airbnb opportunity" without verification creates real liability • The difference between zoning, HOA rules, and city/county ordinances — and why all three must be checked separately • How misleading income assumptions distort appraised value • Why lenders may not support income-based valuations on STR properties • Insurance risk: standard policies may not cover short-term rental use • What appraisers actually look at — legal use, not hypothetical use ───────────────────────────── MEMORABLE LINES FROM THIS EPISODE ───────────────────────────── "If it's not verified in writing, it doesn't exist." "Don't buy potential income — buy confirmed use." "What you can legally do with a property determines its value." ───────────────────────────── ACTION STEPS ───────────────────────────── Buyers: ✔ Verify STR rules with the HOA (if applicable) ✔ Contact the city/county zoning office directly ✔ Ask specifically about minimum rental periods ✔ Get everything in writing before closing Sellers & Agents: ✔ Do NOT advertise Airbnb potential unless it is confirmed and documented ✔ Use compliant MLS language: "Buyer to verify rental restrictions" ✔ Provide documentation upfront if STR is allowed ───────────────────────────── RED FLAGS TO WATCH ───────────────────────────── 🚩 Listing says "Airbnb allowed" but no documentation exists 🚩 HOA community with vague or untested rental rules 🚩 Condo or townhome (typically stricter STR restrictions) 🚩 Properties near beaches or tourist areas (higher regulation likelihood) ───────────────────────────── CONNECT ───────────────────────────── Katrina Madewell | Madewell Group at Real Broker 📞 813-377-2775 🌐 TampaHomeTalk.com 📧 radio@tampahometalk.com Facebook: @YourTampaRealtor | Instagram: @tampahomes
Tampa Home Talk is your go-to resource for all things real estate and Tampa Bay living, hosted by Katrina Madewell — a top 5% Tampa Bay Realtor with over two decades of experience in real estate and mortgage lending. Known for her "Love Where You Live Guarantee" and a 90% repeat and referral rate, Katrina is passionate about helping buyers, sellers, and investors make confident, informed decisions in one of Florida's most dynamic markets.
In today's episode, Katrina sits down with Carter Metts owner of Purple Cow Proerty Mangement to uncover the secret to hassle-free rental investing. Carter shares expert insights on how working with the right property manager can take the stress out of owning rental properties, maximize your investment returns, and free you up to focus on growing your portfolio. Whether you're a seasoned investor or just getting started in the Tampa Bay rental market, this conversation is packed with practical tips and strategies to help you own more and stress less.
Tampa Home Talk is your go-to resource for all things real estate and Tampa Bay living, hosted by Katrina Madewell — a top 5% Tampa Bay Realtor with over two decades of experience in real estate and mortgage lending. Known for her "Love Where You Live Guarantee" and a 90% repeat and referral rate, Katrina is passionate about helping buyers, sellers, and investors make confident, informed decisions in one of Florida's most dynamic markets. In today's episode, Katrina sits down with Matt Lentz to discuss details every home owner should be aware of and what sets The Roofing Company of Tampa Bay apart from their competitors.
In this episode of Tampa Home Talk, host Katrina Madewell—an experienced real estate professional with over three decades in the Tampa Bay market—takes a deep dive into the 2025 real estate year in review. Katrina breaks down key market statistics, pricing trends, buyer and seller activity, and what shaped the Tampa Bay housing market throughout the year. Whether you bought, sold, or simply watched the market in 2025, this episode offers expert insight into what really happened and what it means moving forward. Love where you live or we’ll fix it!
Welcome home to Tampa Home Talk with host Katrina Madewell, and in this episode, we’re joined by Corey Richardson of Safeline Home Inspections for a real-world look at what a home inspection actually covers (and what it doesn’t).
Corey shares how he went from automotive work to inspecting homes, why experience matters, and why “cheap” inspections often cost more later. We break down the most common issues he finds on inspections, like GFCI outlets, small leaks under sinks, clogged AC condensate lines, roof and flashing wear, missing water heater safety piping, and why Florida homes without gutters can end up with avoidable wood rot and damage.
We also talk insurance-driven repairs (roofs, water heaters), what a home inspection means as a “snapshot in time,” and when you should bring in specialists like roofers, plumbers, HVAC techs, or engineers. If you own a home and haven’t checked key maintenance items in years, this episode is your reminder that a proactive inspection can become a budget-friendly roadmap instead of a painful surprise.
Plus: a fun attic segment, wasp nests, rodents, and the real heat of attic inspections, and why trees and foliage too close to the home create a “bridge” for pests.
Need an inspection or want a home-maintenance inspection checklist?
Connect with Tampa Home Talk / Katrina Madewell: (813) 377-2775 (call or text)
Tampa Home Talk, Love where you live… or we’ll fix it. Welcome home.
Gasparilla is one of Tampa’s most iconic traditions, but it’s so much more than beads, pirates, and one big parade.
In this episode of Tampa Home Talk, we pull back the curtain on Gasparilla Pirate Festival to explore what most people never see: the krewe life, the nonprofit missions, and the year-round work that powers Tampa’s legendary pirate season.
We talk about how Gasparilla evolved into a multi-month celebration, why many pirate krewes are registered nonprofits, and how these organizations quietly give back to our community through scholarships, charitable donations, environmental efforts, and local outreach.
Whether you’re a lifelong Tampa native, new to the Bay Area, or someone who’s only experienced Gasparilla from the sidewalk, this episode will give you a whole new appreciation for the heart, history, and community impact behind the invasion.
🏴☠️ Inside this episode:
Why Gasparilla is a season, not a single event
What pirate krewes really do the other 11 months of the year
How Gasparilla nonprofits support Tampa year-round
The traditions, myths, and meaning behind krewe culture
How Gasparilla continues to shape Tampa’s identity
If you love Tampa, tradition, and community, you don’t want to miss this one.
🎧 Listen now and discover why Gasparilla is truly pirates with a purpose.
Are Florida property taxes on the chopping block and what would really happen if they were eliminated?
In this in-depth episode of Tampa Home Talk, host Katrina Madewell sits down with Mike Fasano, Pasco County Tax Collector, and Tim Coet to unpack Governor Ron DeSantis’s proposal to eliminate property taxes in Florida and why the conversation is far more complex than a headline or soundbite.
Using real tax bills, real numbers, and real-world experience, we break down:
Why homesteaded properties only account for ~30% of statewide tax revenue
How Save Our Homes, portability, and reassessments actually work
Why taxes can triple overnight when a home changes hands
The unintended consequences of eliminating property taxes without a replacement plan
How first-time homebuyers and seniors on fixed incomes would be impacted
What most Floridians don’t know about hidden homestead exemptions
Why local services law enforcement, fire rescue, DMVs, and tax collector offices—depend on property tax revenue
Practical, realistic alternatives to full elimination that protect homeowners and communities
This episode also highlights critical protections for widows, veterans, seniors, and permanent residents and explains how recent changes now prevent exemption status from being used by scammers or squatters.
If you’re a Florida homeowner, buyer, renter, investor, or simply someone who wants to understand how policy decisions affect real people and real communities, this is a conversation you need to hear.
📞 Have questions about your property taxes, homestead exemptions, or buying in Florida?
Call or text we’re happy to help.
Scammers are getting way too good at making texts, letters, and “official notices” look legitimate, and Floridians are paying the price. In this episode of Tampa Home Talk, Katrina Madewell sits down with Mike Fasano and Tim Coet to break down the most common government-looking scams hitting our community right now, and what to do to protect yourself.
We start with a real-world example: a scary “Florida DMV” text that claims you have an outstanding traffic fine, threatens license/registration suspension, and pushes you to click a sketchy link (spoiler: it’s not Florida). From there, we unpack the scams we see repeatedly in real estate and public records like “pay for your deed” mailers, fraudulent deed transfers, rental scams tied to vacant homes, and the rise of title and property fraud.
You’ll also learn about a free tool you can use to protect yourself: signing up for fraud alerts through your county Clerk of Court so you’re notified if anything gets recorded in your name. We also cover why homestead fraud penalties are no joke (back taxes, major penalties, and interest), and practical reminders around driver’s license and insurance issues that can trigger real suspensions plus how to check your status the right way.
If you live in Tampa Bay (or anywhere in Florida), this episode is a must-listen to help you stay one step ahead of the scammers.
Need real estate help? Call or text 813-377-2775.
Katrina Madewell, Love where you live, or we’ll fix it.
On this episode of Tampa Home Talk, host Katrina Madewell welcomes back fan-favorite guest Jenny Restrepo of Insured Title Agency—and yes…they accidentally showed up twinning in navy while recording during Hanukkah (a fun, unplanned moment you’ll hear right away).
Then they get into the real stuff that’s impacting Florida homeowners right now:
Florida’s legislative session + Great American REALTOR® Days (Jan 20–22, Tallahassee): what it is, why advocacy matters, and how Realtors help educate lawmakers on real-world impacts to homeownership.
Property taxes in Florida: the current push to eliminate property taxes on primary residences, what people are feeling financially, and why “big swings” in policy can create big unintended consequences.
Property Fraud Alert: the free tool every Florida property owner should activate to help protect themselves from deed/title fraud—and why title insurance doesn’t protect you from fraud that happens after you buy.
Foreclosures in Tampa: why the headlines matter, who may be most impacted, and the most important takeaway—if you have equity, all hope is not lost. Don’t ignore the mail. Don’t wait until it’s too late. There may be a path forward that protects your next chapter.
Need help, resources, or want to connect with Katrina and her team?
📲 Call or text: 813-377-2775
If you’re a Realtor and want details on Great American REALTOR® Days, text GARD to 813-377-2775.
Tampa Home Talk — Love where you live…or we’ll fix it. Welcome home.
Tampa Home Talk is back with a clear, data-driven November 2025 market update for the Greater Tampa Bay area — and host Katrina Madewell cuts through the noise to tell you what’s actually happening (not the fear-based headlines).
In this episode, Katrina breaks down real numbers from Florida Realtors® across Hillsborough, Pasco, Pinellas, and Hernando Counties, covering both single-family homes and the condo & townhome market — with plain-English explanations you can actually use.
You’ll learn:
Why Tampa Bay is still in a seller’s market for single-family homes (yes, really)
What a 3.8-month supply means for sellers and buyers heading into 2026
Where most homes are selling — and which price ranges are slowing
Why cash buyers are declining, but not disappearing
How long homes are really taking to go under contract and close
The truth behind foreclosure headlines — and why the “sky is falling” narrative is misleading
Why condos and townhomes have shifted into a balanced market
How recent condo legislation continues to impact pricing, inventory, and buyer behavior
Katrina also explains why real estate is hyper-local, how market conditions vary neighborhood by neighborhood, and why relying on national headlines can cost homeowners real money.
If you’re thinking about selling, buying, investing, or simply staying informed, this episode gives you accurate, local insight you won’t find anywhere else.
📞 Want numbers specific to your home or community?
Call or text Katrina Madewell at 813-377-2775 for a personalized market analysis.
Tampa Home Talk — Love where you live… or we’ll fix it. Welcome home.
It’s the most magical time of the year on Tampa Home Talk, and host Katrina Madewell is bringing you a festive holiday edition you won’t want to miss!
In this special episode, Katrina welcomes back Tammy Peters, founder of North Pole Productions, celebrating 25 years of producing unforgettable Christmas experiences across Central Florida. From its beloved roots at the Florida State Fairgrounds to its spectacular new home in Auburndale, the Wonderland of Lights has grown bigger, brighter, and more immersive than ever.
Tammy pulls back the curtain on what it really takes to create a world-class holiday light show revealing the year-round planning, the rotation of 40-50% of displays annually, and the magic behind more than 1.35 million lights, animated scenes, and synchronized music.
🎄 What you’ll learn in this episode:
What to expect when you arrive at the Wonderland of Lights
How long to plan for your visit (and the best time to go)
Details on the drive-through light show, dedicated Christmas radio station, and expanded attractions
Information on the circus tent, petting zoo, Animals of Bethlehem, and Wolves of the World experience
Why every year delivers a completely new experience for returning visitors
📍 Event Details:
Location: 1052 US-92, Auburndale, FL
Dates: Open nightly December 18 – December 28
Hours: 6:00 PM – 9:00 PM
Website: thewonderlandoflights.com
Drive-Through Tickets:
$30 online
$25 cash at the gate
🎁 $5 OFF when you mention Katrina Madewell or Tampa Home Talk
Online promo code: THANKKATRINA
Whether you’re planning a family tradition, a date night, or a festive outing with friends, this episode gives you everything you need to know to make the most of this holiday season.
✨ Listen now, share with a friend, and go experience the magic for yourself.
Because at Tampa Home Talk, we believe you should love where you live—or we’ll fix it.
🎄 Merry Christmas from Tampa Home Talk!
What happens when a self-proclaimed “weather nerd” accidentally builds one of the most trusted hurricane pages on the internet? In this episode of Tampa Home Talk, host Katrina Madewell sits down with Mike Boylan, creator of Mike’s Weather Page, to talk about hurricanes, storm surge, spaghetti models, and how he became a full-time weather powerhouse.
Mike shares how a few HTML lessons and the crazy 2004 hurricane season turned into a one-stop shop for hurricane graphics loved by NASA staff, meteorologists, and millions of everyday Floridians. They dive into:
Why spaghetti models matter and which ones Mike actually trusts
How storms like Ian and Helene surprised even seasoned forecasters
The real difference between category and impact (and why storm surge is so deadly)
How AI models like Google’s DeepMind are changing hurricane forecasting
Florida’s evolving evacuation strategies, drought, wildfire risk, and what “Bermuda High” really means
The truth about cloud seeding, contrails, and that new Florida weather manipulation law
Building a massive online following, handling haters, and storm chasing in his fully kitted-out truck
If you live in Florida (or any hurricane-prone coast), this episode will help you understand the storms you’re watching and why having reliable, down-to-earth voices like Mike’s matters more than ever.
🎧 Listen now and be more prepared for the next storm before the cone shifts.
GLP-1s, Ozempic & Real-World Weight Loss—What Really Works
Katrina welcomes Stephanie Moore, APRN (Dr. Pacholok Wellness & Weight Loss Center) to break down GLP-1 vs dual incretin meds, how to avoid muscle loss, why protein timing is everything, and root-cause fixes for menopause, insulin resistance, and thyroid.
Plus: practical movement, smart food swaps, and skin tightening options after big losses.
Why GLP-1s are everywhere (and what they actually do)
GLP-1 vs GLP-1/GIP (dual incretin) explained simply
Side effects: why most are behavior-driven—and how to avoid them
Protein timing to protect muscle & boost metabolism
“Breakfast of champions” shake blueprint
Menopause, insulin resistance & rapid regain risk
Thyroid done right: TSH vs T3/T4 & real-world symptoms
Supplements that matter (CoQ10, ALA, resveratrol, NAD+)
Movement made easy: walking, chair yoga, 4D vibration plates
Loose skin: slow loss, muscle, and non-invasive tightening
Three simple changes to start today
Disclaimer: Educational only, not medical advice.
Pasco County is getting $580+ million in CDBG-DR funds for hurricane recovery and long-term resilience — but who qualifies, how do you apply, and where is the money going? Commissioner Kathryn Starkey joins Katrina on Tampa Home Talk to break it all down: homeowner reimbursements, repairs/elevations, voluntary buyouts, small-business help, and infrastructure projects. We also cover the Pasco Comprehensive Plan (growth, tree canopy, lot sizes), 54/41 flyover timing, micro-transit pilots, connected trail network (Orange Belt & Coast-to-Coast), Ridge Rd extension, and the latest on jobs & economic development (Moffitt/Angeline, workforce housing, AMskills).
Key takeaways
CDBG-DR relief ($580M): reimbursement for storm damage (Idalia, Helene, Milton), repairs/elevations, buyouts, blight cleanup, business support; income & duplication-of-benefits rules apply.
Eligibility notes: primary residence at time of damage; up to 80% AMI (e.g., 4-person household threshold ≈ $83,450); taxes/mortgage current or on a plan; flood insurance may be required.
Public info sessions (6:00 pm unless noted): Nov 18 (J. Ben Harrill Rec, Holiday), Nov 19 (West Pasco Gov Center), Nov 20 (Veterans Memorial Park), Nov 22 (Alice Hall, Zephyrhills), Nov 24 (Historic Courthouse), Nov 25 Land O’ Lakes (6:30 pm).
Comp Plan updates: better growth patterns, more tree preservation & canopy, larger minimum lot standards moving forward.
Transportation: 54/41 flyover (FDOT now planning US-41 over SR-54), new east-west connectors (Rangeland), possible Suncoast connections, micro-transit pilots.
Trails & parks: Orange Belt Trail build-out; bike overpasses at SR-52 and SR-54; future 200-acre bike park concept in the east side.
Housing & ADUs: countywide accessory dwelling unit ordinance (size/parking/setbacks matter); push for workforce & senior housing.
Economic development: manufacturing & defense-related growth; workforce training with AMskills; business relief where revenue was impacted by storms.
Love your pool—but not the bills or the maintenance? In this Tampa Home Talk episode, Katrina sits down with 40-year pool veteran Scott Kondor and Wesley Chapel pro Luis Jimenez (Pinnacle Pool & Spa) to unpack what actually saves money and time in 2025.
We cover:
Salt vs. chlorine: what a “salt pool” really is, how conversion works, and why skin & hair thank you
Automation & apps: set-and-forget chemistry, smart controls, and Alexa/Google integrations
Variable-speed pumps: the single upgrade that often saves homeowners hundreds per year
Lighting & UV: long-life LEDs, UV sterilization, and clearer, healthier water
Heat reality check: heat pump vs. gas, hybrid modes, and when solar makes sense
Maintenance that matters: filters, salt-cell cleaning, weekly testing (“pool school” basics)
Avoid costly mistakes: draining hazards (hello, hydrostatic plugs) and unlicensed contractors
If you’re buying a home with a pool, thinking about upgrades, or just want to run your backyard oasis like a pro—this one’s for you.
“Welcome home—this is Tampa Home Talk.” Today, Katrina sits down with Pat Simmons, founder of Bikes For Christ, a Tampa Bay nonprofit using bicycles to unlock opportunity for veterans, students, foster youth, and neighbors rebuilding after hardship.
Pat shares how a life-changing mission trip led to a movement: 10 years, 150+ partner agencies, international missions (Guatemala, Haiti, Liberia, Malawi), and thousands of stories where transportation becomes transformation. You’ll hear how a donated bike slashes commute time, reduces costs, supports mental health, and gets people to work, school, medical appointments, and community—with dignity.
We cover:
The moment that sparked Bikes For Christ (and why transportation is the missing link)
How schools, employers, and case managers request bikes
Why men’s 26” bikes are the #1 donation need
Veterans & PTSD: freedom, movement, and purpose
Funding realities, grant writing, and how local businesses can help
Global impact: how just 10 bikes helped plant churches & reach 13,000 people
The annual Backpack Hero event & Bicycles & Holiday Bells fundraiser
Volunteer roles beyond mechanics (events, chambers, outreach, grants)
👟 Want to help?
Donate a bike, give funds, or volunteer your skills. Even $20–$50 buys parts and tools that put someone back in motion.
If this episode moves you, share it with a friend, subscribe, and leave a review—it helps more listeners discover community stories that matter.
Welcome home to Tampa Home Talk! I’m your host, Katrina Madewell, joined by HOA attorney George Root of Stockholm Law Group to unpack the 10 smartest questions every board member, community manager, and condo/HOA homeowner should ask their lawyer. We cover today’s hottest pain points—records requests and penalties, architectural disputes, street parking and commercial vehicles, emotional support animals vs. service animals, selective enforcement, board training requirements, insurance & D&O, milestone/SIRS reserve studies after Surfside, special assessments and financing, and when (and how) to amend your governing docs. If you serve on a board (or live in a deed-restricted community), this episode will help you reduce risk, defuse conflict, and protect property values with practical, legally sound steps.
Featuring candid stories from real Florida communities, we talk about what boards should—and absolutely should not—do, how to calm hostile meetings, when to mediate, how to avoid selective enforcement traps, and the common insurance blind spots that put volunteers at risk. Plus, we dig into parking realities on public vs. private streets, Kaufman language, what “habitable stories” means for inspections, and why a quick consult with the right attorney up front often saves months of costly litigation later.
If your community needs sharper legal coaching, records readiness, policy updates, or board training, connect with Stockholm Law Group and tell them Tampa Home Talk sent you.
Welcome home—this is Tampa Home Talk with host Katrina Madewell. Today’s deep-dive is for every Florida waterfront and coastal homeowner worried about cracking caps, sinking pavers, or a seawall that’s starting to lean.
Our guest is Ken Bronlick of Groundworks—a U.S. Marine Corps veteran and patent holder for an innovative seawall stabilization system that restores the backfill zone with single-component polyurethane resin, adds dewatering channels, and uses jet filters to balance hydrostatic pressure without washing out soil. We also hit the FEMA 50% rule, foundation settlement, helical tiebacks, corrosion inhibitors approved in U.S. Army Corps guide specs, realistic cost ranges, and the early warning signs your seawall is in trouble.
What you’ll learn
Why traditional “pump it full of concrete” often makes failures worse
How resin injections + jet filters re-establish shear strength and relieve pressure
The simple homeowner checks: barnacles on weep holes, soil piles at joints, cap cracks that line up with panels, yellowing sod/depressions, sinking pavers
When repair buys time vs. when replacement is unavoidable
Realistic costs: repair vs. full replacement—and how fast emergency shoring can happen
Foundation fixes beyond seawalls: helical/piers, carbon fiber wraps, corrosion inhibitors
FEMA 50% basics for flooded homes (what’s realistic and who actually raises structures)
Need help or an intro?
Call or text our studio concierge: 813-377-2775. We’ll connect you with Ken/Groundworks.
Chapters
Welcome & why seawalls are failing faster today
Groundworks overview & engineering bench
The problem with heavy slurry & why resin works
Jet filters & dewatering channels (plain-English)
What seawalls should last vs. what we see now
Early warning signs homeowners miss
Post-storm failures: what those big holes really mean
Cost ranges: repair vs. replacement (+ emergency triage)
Helical tiebacks, anchors & when we say “replace”
Concrete corrosion inhibitors (Army Corps spec)
FEMA 50% rule realities in Tampa Bay
Foundation settlement & “Swiss cheese” soils
How to get help + wrap
Are you sure your tap water is safe?
In this eye-opening episode of Tampa Home Talk, host Katrina Madewell sits down with Brian Boyce of Water Purification Solutions to uncover the shocking truth about what’s really in Hillsborough County’s drinking water. From arsenic and chlorine to PFAS “forever chemicals”, you’ll learn why standard municipal treatment isn’t enough—and what you can do to protect your home and family.
Brian explains the difference between whole-house filtration, reverse osmosis, and UV purification, how contaminants like lead and microplastics affect your skin and health, and why water testing should be part of every homeowner’s maintenance plan.
👉 Mention Tampa Home Talk for 10 % off your water test and filtration system!
📞 Call or text 813-377-2775 with keyword WATER for details.
🎧 Listen, learn, and take the first step toward cleaner, safer water in your home.
Painting is the most affordable way to transform a home—if you do it right. On this episode of Tampa Home Talk, Katrina Madewell sits down with Brian Santos, a.k.a. The Wall Wizard (author, HGTV alum, and technical director at Fresh Coat Painters), to unpack the paint science, prep, and pro tricks that actually matter in Florida’s climate. We cover why prep beats product, when DIY is fine (and when to hire out), the truth about “paint + primer,” best-in-class interior/exterior finishes, 2025 color trends (1920s + 1970s mashup, jewel tones, warm sages), wallpaper’s comeback (peel-and-stick done right), faux textures, what to know before painting kitchen cabinets, low/zero VOC choices, lighting that makes colors sing, and curb-appeal palettes that help homes sell faster.
Plus: how often real people repaint (and why), why builders’ basic paint fails, the right way to switch colors, and smart maintenance cycles for long-term value.
Subscribe for more Tampa market & home-improvement intel. Love where you live—or we’ll help you fix it!
Florida insurance has been a rollercoaster. Today we dig into what actually changed for 2025—and where homeowners and investors can still save—without getting burned by the fine print.
In this episode with Adam Tally (Tally Insurance):
Which carriers are back and why some premiums have flattened or dipped
Reinsurance 101 (and why Bermuda comes up)
ACV roof schedules: how they really pay out
Citizens depop & “insurance exchanges” (what you’re signing)
Short-term rental (Airbnb) coverage vs. long-term rentals
Flood vs. wind claims, FEMA basics, and the 30-day wait
Auto: why some rates are easing (Travelers, Progressive, Geico)
Smart shopping timing & the exact questions to ask your agent
Chapters
00:00 Intro & studio catch-up
02:15 State of Florida homeowners market in 2025
06:48 Reinsurance layers & why they matter
10:55 Are premiums really going down? Where—and where not
13:30 New builds vs. older homes: rating differences
16:05 Citizens depop & insurance “exchanges” explained
20:12 ACV roof schedules: what you’ll actually get paid
24:00 Short-term rentals: underwriting & cost realities
29:35 Flood vs. wind: claims, FEMA, and timing
33:10 Auto insurance trends: who’s competitive now
37:20 How to shop your policy without downgrading coverage
42:10 Local spotlight: Bourbon Ball, Oct 17—Tampa Garden Club
45:45 How to reach us + wrap
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On this episode of Tampa Home Talk, host Katrina Madewell welcomes back Denise Oatley Hall—also known as the Game Changer—for a fascinating and entertaining conversation about hypnosis, comedy, and transformation.
From her early years as a professional clown and award-winning performer to becoming a board-certified hypnotist, Denise shares how she helps people overcome fears, kick habits like smoking or sugar cravings, reduce stress, improve sleep, and even use hypnosis for weight loss without injections.
We also dive into the fun side of her career: comedy hypnosis shows, sold-out performances across the U.S., and the surprising ways people react under hypnosis. Plus, Denise demonstrates a live hypnosis session in the studio, showing just how powerful this tool can be for creating positive change.
Whether you’re curious about hypnosis, skeptical about how it works, or looking for new ways to transform your habits, this episode will inspire you to imagine what’s possible.
Are Florida homeowners about to stop paying property taxes? In this powerful episode of Tampa Home Talk, host Katrina Madewell is joined by Pasco County Tax Collector Mike Fasano and Tim Coet for a no-holds-barred conversation on Governor Ron DeSantis' proposal to eliminate property taxes.
They break down:
What eliminating property taxes would really mean for local services (like police, fire, and schools)
How first-time homebuyers are struggling with skyrocketing tax bills
The hidden dangers of PACE loans and solar financing
Why insurance—not taxes—may be the real threat to Florida homeowners
How the butterfly effect of policy changes is impacting seniors, condo owners, and working families across the state
Smart solutions that could help Florida homeowners without wrecking local budgets
🎧 Plus: Hear real stories of families being priced out of the state, why portability and homestead exemptions matter more than ever, and what you should do if you’re thinking about selling your home.
If you own property in Florida, or plan to, this is a must-listen episode.